BHIM (Bharat Interface for Money) App
BHIM (Bharat Interface for Money) is an app launched by NPCI (National Payment Corporation of India), Govt Of India that let us make easy and quick payment transactions using UPI(Unified Payment Interface) . It is different from Wallets. It is diretly linked to our bank account and like Wallet there is no need to transfer amount in it before transaction. So, whatever the transaction we do, it directly affects our linked bank account i.e. all debit and credits done directly from Bank account. NPCI do not charge for transation through BHIM however particular bank may charge on using UPI feature. Mobile Banking registration and to make it enable is not required to use BHIM app, only requirement is to register mobile number with bank. Only one bank account can be linked with BHIM. Through this app, we can request also for money. Beautiful feature of this app is to scan the QR Code and make payment to merchants or indivuduals. We can send money through BHIM using IFSC and account num