BHIM (Bharat Interface for Money) App



BHIM (Bharat Interface for Money) is an app launched by NPCI (National Payment Corporation of India), Govt Of India that let us make easy and quick payment transactions using UPI(Unified Payment Interface). It is different from Wallets. It is diretly linked to our bank account and like Wallet there is no need to transfer amount in it before transaction. So, whatever the transaction we do, it directly affects our linked bank account i.e. all debit and credits done directly from Bank account. NPCI do not charge for transation through BHIM however particular bank may charge on using UPI feature. Mobile Banking registration and to make it enable is not required to use BHIM app, only requirement is to register mobile number with bank. Only one bank account can be linked with BHIM. Through this app, we can request also for money. Beautiful feature of this app is to scan the QR Code and make payment to merchants or indivuduals. We can send money through BHIM using IFSC and account number or MMID and Mobile Number to those person also who is not registered on BHIM app. Below transactions can be done using BHIM app - 

  1. Request or Send Money via Payment Address
  2. Send Money to Aadhaar Number
  3. Request or Send Money to Mobile number
  4. Send Money through MMID, Mobile Number
  5. Send Money through IFSC code, Account Number
  6. Scan and pay option to Merchant payments
Below is the link through which BHIM App can be downloaded


This is one of the major initiative to make success "DIGITAL INDIA". 

There are limitation also to make payment through BHIM app. Only 10,000/- can be transferred in single transaction. Maximum limit for single day is 20,000/-.

BHIM application can be used using standard key pad phone also using *99# option.

Supported banks for BHIM App are Allahabad Bank , Andhra Bank , Axis Bank , Bank of Baroda , Bank of India , Bank of Maharashtra , Canara Bank , Catholic Syrian Bank , Central Bank of India , City Union Bank , Corporation Bank , DCB Bank Ltd. , Dena Bank , Federal Bank , HDFC Bank ,HSBC , ICICI Bank , IDBI Bank , IDFC Bank , Indian Bank , Indian Overseas Bank , IndusInd Bank , Karnataka Bank , Karur Vysya Bank , Kotak Mahindra Bank ,Lakshmi Vilas Bank ,Oriental Bank of Commerce , Punjab National Bank , RBL Bank , South Indian Bank , Standard Chartered Bank , State Bank of Hyderabad , State Bank of Bikaner & Jaipur , State Bank of India (SBI) ,State Bank of Mysore, State Bank of Patiala , State Bank of Travancore , Syndicate Bank , TJSB , UCO Bank , Union Bank of India , United Bank of India , Vijaya Bank , Yes Bank Ltd.

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